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Get Scratch & Dent Insurance in South Africa

You don’t have to make a dent in your bank account to fix scratches and dents in your car.

Date : 29 May, 2023

Author : Anika le Roux

As a car owner, you know that even the smallest scratch or dent can be frustrating and unsightly. However, the cost of fixing these minor blemishes can often seem disproportionate to their impact on your vehicle's appearance. This is where scratch and dent insurance comes in.

Scratch & Dent Cover is designed to keep your vehicle in immaculate condition by repairing any chips, minor dents, light scratches and tears without claiming from your short-term vehicle insurance policy.

scratch and dent insurance

What is scratch and dent insurance?

No matter how carefully you drive or how well you care for your car, accidents happen - Like scratches from a hanging tree branch or a tear in your leather seats, to a road trip with your dog. The Insurance Hub's Scratch & Dent Cover is designed to keep your vehicle in immaculate condition by repairing any chips, minor dents, light scratches and tears without claiming from your short-term vehicle insurance policy.

Here are a few reasons why scratch and dent insurance may be a wise investment for any car owner:

Protects against the unexpected

While scratches and dents may seem minor, they can still be costly to repair. With scratch and dent insurance, you can have peace of mind knowing that you are covered in the event of unexpected cosmetic damage.

Affordable coverage

Scratch and dent insurance typically comes with lower premiums than traditional car insurance policies, making it an affordable investment for many car owners.

Preserves your car's value

Keeping your car looking its best can help preserve its resale value. By fixing minor cosmetic damage, you can ensure that your car looks its best and is worth more when it comes time to sell.

Convenient coverage

Many scratch and dent insurance policies offer flexible coverage options, including coverage for leased vehicles and coverage for multiple vehicles.

On a traditional comprehensive insurance policy not claiming for minor dents and scratches will keep your claims ratio lower and if you have an excess, you don’t run the risk of not being able to claim in case your minor dent or scratch repair cost fall within your excess amount.

In conclusion, scratch and dent insurance is a wise investment for any car owner who wants to protect their vehicle's appearance and preserve its value. It covers the cost of repairing minor scratches and dents that are typically too small to warrant a claim under traditional car insurance policies. It is affordable, convenient, and can provide peace of mind in the event of unexpected cosmetic damage. Consider investing in scratch and dent insurance to keep your car looking its best.

What is comprehensive car insurance

What is comprehensive car insurance?

As a car owner, you may have heard about comprehensive car insurance, but do you really know what it entails? In this post, we will explore the ins and outs of comprehensive car insurance and why it is a crucial investment for any car owner.

What is tyre and rim insurance

Tyre & Rim Insurance

Tyre and rim insurance is a type of car insurance coverage that covers the cost of repairing or replacing damaged tyres or rims due to road hazards such as potholes, debris, or curbs.

What is mechanical warranty insurance

Mechanical Warranty Insurance

Mechanical warranty insurance provides coverage for unexpected mechanical breakdowns beyond the original manufacturer's warranty period. This insurance policy can cover the costs of repairs and replacement parts, as well as some of the labour costs associated with those repairs.

What is car hire

Car Hire

Car hire is a service that provides individuals with a temporary replacement vehicle while waiting for their vehicle to be repaired or replaced. This service is often used when individuals are waiting for their vehicles to be repaired or for claims to be paid out after a total loss.

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